[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.yrtep.cz\/je-shaneni-penez-problem\/#Article","mainEntityOfPage":"https:\/\/www.yrtep.cz\/je-shaneni-penez-problem\/","headline":"Je sh\u00e1n\u011bn\u00ed pen\u011bz probl\u00e9m?","name":"Je sh\u00e1n\u011bn\u00ed pen\u011bz probl\u00e9m?","description":"Ka\u017ed\u00e1 firma bez ohledu na svou velikost a zam\u011b\u0159en\u00ed pot\u0159ebuje v prvn\u00ed \u0159ad\u011b jedno. Pot\u0159ebuje si na sebe vyd\u011blat. P\u0159\u00edjmy, kter\u00e9 takov\u00fd podnik m\u00e1, mus\u00ed sta\u010dit jak na ve\u0161ker\u00e9 provozn\u00ed n\u00e1klady, tak i na to, aby m\u011bli v\u0161ichni, kdo tu pracuj\u00ed, zaji\u0161t\u011bn\u00e9 takov\u00e9 p\u0159\u00edjmy, aby za n\u011b mohli norm\u00e1ln\u011b \u017e\u00edt. A sv\u00e9 si tu pochopiteln\u011b","datePublished":"2022-08-15","dateModified":"2022-08-15","author":{"@type":"Person","@id":"https:\/\/www.yrtep.cz\/author\/#Person","name":"","url":"https:\/\/www.yrtep.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/212a6ea425a80cff3df937dbbc230f07127cee4fead311d1e3d946308365d666?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/212a6ea425a80cff3df937dbbc230f07127cee4fead311d1e3d946308365d666?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"yrtep.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.yrtep.cz\/wp-content\/uploads\/britsk%C3%A1%20mince_2.jpg","url":"https:\/\/www.yrtep.cz\/wp-content\/uploads\/britsk%C3%A1%20mince_2.jpg","height":0,"width":0},"url":"https:\/\/www.yrtep.cz\/je-shaneni-penez-problem\/","wordCount":418,"articleBody":"   Ka\u017ed\u00e1 firma bez ohledu na svou velikost a zam\u011b\u0159en\u00ed pot\u0159ebuje v prvn\u00ed \u0159ad\u011b jedno. Pot\u0159ebuje si na sebe vyd\u011blat. P\u0159\u00edjmy, kter\u00e9 takov\u00fd podnik m\u00e1, mus\u00ed sta\u010dit jak na ve\u0161ker\u00e9 provozn\u00ed n\u00e1klady, tak i na to, aby m\u011bli v\u0161ichni, kdo tu pracuj\u00ed, zaji\u0161t\u011bn\u00e9 takov\u00e9 p\u0159\u00edjmy, aby za n\u011b mohli norm\u00e1ln\u011b \u017e\u00edt. A sv\u00e9 si tu pochopiteln\u011b \u017e\u00e1daj\u00ed i st\u00e1tn\u00ed a dal\u0161\u00ed instituce, kter\u00fdm se logicky mus\u00ed tak\u00e9 vyhov\u011bt, aby se mohlo podnikat, i kdy\u017e tyto \u010dasto pro firmu za jej\u00ed odvody ned\u011blaj\u00ed vlastn\u011b v\u016fbec nic.Zkr\u00e1tka a dob\u0159e tu slou\u017e\u00ed podnik\u00e1n\u00ed k vyd\u011bl\u00e1v\u00e1n\u00ed pen\u011bz. Co\u017e by se m\u011blo ur\u010dit\u011b da\u0159it. Proto\u017ee nelze \u017e\u00edt z ni\u010deho nebo dokonce na dluh. Aspo\u0148 tedy v podnikatelsk\u00e9 sf\u00e9\u0159e.Ale navzdory skute\u010dnosti, \u017ee se mus\u00ed podnik\u00e1n\u00edm v\u017edycky dost vyd\u011blat, se st\u00e1v\u00e1, \u017ee se leckdy dost nevyd\u011bl\u00e1. A potom to v takov\u00e9 firm\u011b za\u010dne v\u00e1znout, za\u010d\u00ednaj\u00ed se tu objevovat a nar\u016fstat pot\u00ed\u017ee, kter\u00e9 by mohly m\u00edt i hodn\u011b neblah\u00e9 n\u00e1sledky. A kdy\u017e jsou pak pot\u0159eba pen\u00edze, kter\u00e9 se ale nepoda\u0159ilo vyd\u011blat, je zkr\u00e1tka nutn\u00e9 si n\u011bjak\u00e9 p\u016fj\u010dit. Z toho d\u016fvodu, aby se financovalo aspo\u0148 to, co se financovat mus\u00ed.Ale je tu dal\u0161\u00ed probl\u00e9m. A to ten, \u017ee soukrom\u00e9 firm\u011b v nesn\u00e1z\u00edch nejednou nikdo p\u016fj\u010dit nechce. Ne proto, \u017ee by snad nebylo dost pen\u011bz k dispozici, ale proto, \u017ee se o n\u011b finan\u010dn\u00ed \u00fastavy ob\u00e1vaj\u00ed. A ne\u017e aby banky riskovaly, \u017ee u\u017e se se sv\u00fdmi pen\u011bzi neshledaj\u00ed, rad\u011bji \u017e\u00e1dosti ne\u00fasp\u011b\u0161n\u00fdch podnik\u016f o pen\u00edze zam\u00edtaj\u00ed.A pak je ur\u010dit\u011b dob\u0159e to, \u017ee se d\u00e1 sehnat i hypot\u00e9ka bez registru Nebankovn\u00ed hypot\u00e9ky \u00fav\u011bry. Ta toti\u017e nakonec vyt\u00e1hne z bryndy i ty firmy a podnikatele, jim\u017e by se jinak nikdo neuvolil pomoci. U takov\u00e9 hypot\u00e9ky se toti\u017e zaru\u010duje splacen\u00ed pen\u011bz nemovitost\u00ed, a proto se tu tolik nehled\u00ed ani na ekonomickou situaci, je\u017e u \u017eadatele o p\u016fj\u010dku moment\u00e1ln\u011b panuje, ani na jeho registry dlu\u017en\u00edk\u016f. A to p\u0159ich\u00e1z\u00ed \u010dasto vhod. Zejm\u00e9na t\u011bm, kte\u0159\u00ed by pr\u00e1v\u011b kv\u016fli t\u011bmto z\u00e1le\u017eitostem nem\u011bli \u0161anci v bance usp\u011bt.                                                                                                                                                                                                                                                                                                                                                                                                  "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Je sh\u00e1n\u011bn\u00ed pen\u011bz probl\u00e9m?","item":"https:\/\/www.yrtep.cz\/je-shaneni-penez-problem\/#breadcrumbitem"}]}]